How does it work?
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.
No interest. No fees. No impact to your credit score.
- A new way to pay that's an alternative to a credit card.
- 3 instalments gives you flexibility to shop without interest or hidden fees.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort.
Example total order value £319.98
1st Payment
£106.66
30 days later
£106.66
60 days later
£106.66
Simply add your items to your basket and select ‘3 interest-free instalments Klarna’ at checkout.
You’ll need to have sufficient funds available for the first payment at the time of ordering.
Your first payment will be collected once your order is confirmed and the remaining two will be automatically collected in 30 and 60 days after ordering.
How does Pay in 3 work?
- Klarna's Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions
- You must be 18 years old or over and have a UK residential address.
- There’s absolutely no interest added, no fees and no credit application.
- Klarna will perform a quotation search with an external credit referencing agency when you select ‘Pay in 3’. This is not a full credit check and it will not affect your credit rating.
- You will make the first payment when you order. The second payment will be scheduled for 30 days later and the third payment will be scheduled for 60 days later. The remaining payments will be collected automatically.
- Click here to learn more.
